To claim pre-delivery charges from Medisave, parents need to present the bills incurred for pre-delivery medical care to the hospital where baby was delivered. The hospital will submit these bills, together with the delivery expenses, for Medisave claims under the Medisave Maternity Package.
Medisave Grant (Automatic for NewBorns)
All Singapore citizen newborns born on or after 1 January 2015 qualify for the enhanced $4,000 Medisave Grant for Newborns. Eligible newborns will receive the Medisave grant automatically after the registration of birth. Parents do not need to apply for the grant.
Parents of eligible newborns who did not receive the grant can contact CPFB (1800-227 1188 or member@cpf.gov.sg) to enquire.
Medishield Life (Automatic for NewsBorns)
Premiums are paid from Medisave and parents will be able to tap on the Medisave Grant for Newborns to pay for their MediShield Life premiums. All Singapore Citizen babies are automatically covered by MediShield Life from birth, including those with congenital and neonatal conditions, for life.
With the Medisave Maternity Package (MMP), parents can use their Medisave for (i) delivery expenses, as well as (ii) pre-delivery medical expenses such as consultations and ultrasound. Under the MMP, you may withdraw up to $450 for each day in the hospital, plus $900 for pre-delivery medical expenses ($450 for deliveries before 24 Mar 2016) and an additional surgical withdrawal limit between $750 and $2,150 depending on the type of delivery procedure.
Please see table below for some examples of how Medisave may be claimed. The amount of Medisave that can be used is capped by the actual bill or the withdrawal limit, whichever is lower.
EXAMPLES OF MEDISAVE CLAIMABLE UNDER THE MEDISAVE MATERNITY PACKAGE
Delivery Procedure
|
No. of days of Hospitalisation
|
Medisave Withdrawal Limit under the Medisave Maternity Package (covers delivery and pre-delivery medical expenses)
|
Example 1:
Vaginal delivery (normal) |
3
|
($450 x 3 days) + ($750 for procedure, i.e. vaginal delivery) + $900
Total claimable: Up to $3,000 |
Example 2:
Caesarean delivery (normal) |
4
|
($450 x 4 days) + ($2,150 for procedure, i.e. caesarean delivery) + $900
Total claimable: Up to $4,850 |
Source: MOH Marriage & Parenthood Schemes
